COBRA Dental is expensive for those who lose "regular"
dental plan coverage.
Employers are required to offer COBRA Dental coverage;
the same plan that active employees have. In order to be covered
by the employer's plan, COBRA beneficiaries must pay 102% of
the dental plan premium.
Due to cost, relatively few who are eligible actually
enroll in COBRA Dental. Those who do enroll are likely to do
so because they expect to receive more in plan benefits than
they will spend on premiums.
A good alternative to
"regular" COBRA Dental coverage is the Dental Network
At $52 per
year, (+$64 for an entire family) it's much less expensive than "regular"
While it isn't insurance, the Dental Network Access
Program enables patients to gain access to much-needed dental
care at affordable prices - the same fees that many dentists
accept when their patients have a "regular" dental
plan. Patients may choose to visit any of more than 100,000
network dentists throughout the United States.
Visiting a dentist regularly is important to a
persons' overall health. The Dental Network Access Program is
an economical alternative to "regular" dental plan
coverage, especially if a person must pay the full premium.